Executive of Banco BMG, Marcio Albana reviews automotive industry IPOs

The automotive industry has been attracting more and more investors in the stock market. Several scandals in the industry, however, have overshadowed the progress, damaging the stock performance as in the case of the car manufacturer, Volkswagen. In light of this, Banco BMG Executive, Marcio Albana, conveys the latest news in a brief overview of automakers in the stock market.

Albana states that one of the first companies to go public in the stock exchange was General Motors completing 100 years of its IPO, which currently has about a 53 billion dollar market value. Albana also recalls that Henry Ford took the initiative in 1956 to offer his first actions (IPO) as one of the greatest of his time, the equivalent of 600 million dollars.

IPO is an acronym for initial public offering in English, or first offer in free translation. This means that companies begin to trade public actions, usually to institutional investors and the general public (private investors and individuals). Through this process,a private company becomes a corporation.

The IPO is used to raise funds and investment capital for companies, enabling the monetization of investments. “So, today you see the investor looks for the IPOs of fitters and, as an example, one can cite the IPO of Ferrari, which took a 5% increase in their stocks. This increase led the Ferrari company to acquire 10 billion dollars in market value,” reports the Bank BMG Executive, Marcio Albana. Check out the performance data of the top IPOs of automakers, published by Exame Magazine, according to reports by Marcio Albana, Banco BMG. Read this original article at Exame.abril.com.

Marcio Alaor is part of the phenomenal executive team at Banco BMC, a bank in Sao Paulo, Brazil that has been open since 1939. Alaor operates one of the largest private banks in Brazil among a team of professionals who are committed to providing quality and exceptional financial services to the entire population of Brazil. Banco BMG has a history of providing support and sponsorship to many leagues and sports teams in and around the community.

New York City’s Real Estate Market Situation

New York City is known as the premier place to purchase real estate in because of the traditionally high demand from customers and real estate moguls alike. Not only are apartments, houses, and other personal living spaces popular, but large buildings intended for business purposes are popular as well. Much like other real estate markets in the world such as Miami, London, and Australia, NYC apartments for rent has experienced an all-time low in regards to apartment vacancies in over nine years. Fortunately, only the prices of luxury apartments have dropped, with lower-quality apartments not being affected nearly as much.

Town Residential, a real estate company primarily appealing to luxury customers, is doing everything they can to help bring the demand of housing in New York City. Town Residential is based in the heart of New York City, and was founded by Joseph Sitt and Andrew Heiberger in 2010. Town Residential has been named a member of the Top 50 Best Places to Work in New York City, a very difficult award to earn, considering that there are millions of people that live in New York City.

Luxury real estate bubbles have bursted in London and Australia, as referenced earlier, for no foreseen reason. The only trend is that these luxury real estate markets have fallen in a geographical order, starting with China, then Australia, then London, and then, unfortunately, the Big Apple.

Town Residential has listings from less than one million dollars to more than thirty million dollars. Not everybody can afford a million-dollar piece of property, but just about everyone who is looking to purchase a home or apartment in New York City will already know about the price barriers and have enough money. Town Residential is not focused in one central neighborhood like many other competitors are, as Town Resdiential has listings in more than fifteen boroughs and neighborhoods in Nefw York City.

The original article was published on Zero Source, a reliable source of up to date information regarding the New York City real estate market. The article is able to be found here http://www.zerohedge.com/news/2015-12-11/has-nyc-real-estate-peaked-manhattan-vacancies-hit-9-year-high.

The Partnership between BMG and Banco Itau


In mid 2012, BMG closed a new deal with Banco Itau, and ensured it had taken full advantage of being a leader in offering payroll loans. The vice president of BMG, Marcio Alaor appreciated the deal since it would lead to formation of a new bank called Itau BMG Payroll. This new bank was mandated to specialize exclusively on payroll lending while BMG would focus on other products. Before this partnership, BMG had five million clients of payroll lending, and they expected Itau to increase that number by 3 million. The article was reported on Economia on http://www.em.com.br/app/noticia/economia/2012/07/14/internas_economia,306005/parceria-bmg-e-itau-nasce-um-banco-de-r-1-bilhao.shtml.

The objective of this joint venture was to make US $1 billion every month, and the condition for that was to use their correspondents who were about 700 at that time. They wanted to rely on these correspondents in order to achieve their target on time. Indeed, the deal was not supposed to be internal competition since it was defined very well. Those who were current clients at BMG and wanted refinancing were provided with their facility at BMG, while new clients were to financed by Itau. That is how deal was to ensure no competition would take place.
Basically, it was expected BMG’s portfolio would decrease within the cause time as new clients were taken up by Itau. As the vice president of BMG, Marcio Alaor said they executive team would ensure the venture would succeed, and today BMG is a leading provider of payroll loans in Brazil.
Marcio Alaor gave an opinion on the top airlines in 2015. On top of his list was Qatar Airways which has a fleet of 158 aircrafts traveling in 146 destinations across the world. Singapore Airline was second in his rankings. This company was formed in 1972, but their top class service was recognized by Marcio. On position three was Cathay Pacific Airways, owned by a Hong Kong company. It has 150 aircrafts traveling to 191 destinations in 51 countries. These are the top three airlines according to the Brazilian entrepreneur Marcio Alaor who went ahead to give the top 15 airlines in 2015 in his opinion.

Fan Fashion in Pittsburgh with Susan McGalla as Quarterback of the Fashion Team

There is a new effort underway in Pittsburgh, Pennsylvania to increase sales of the Steelers brand of sports fashion. The Pittsburgh Steelers have been a fan favorite, powerful football team and a very successful franchise for decades. The team is able to draw fan support from cities and towns situated in this densely populated area of the Northeast. Without a doubt successful sports teams help the merchandising of that team’s logo on sports clothes. The introduction of Susan McGalla as the new Director of Strategic Planning for the Pittsburgh Steelers organization coupled with her experience as president of American Eagle Outfitters and CEO of Wet Seal bodes well for the further success of this logo. McGalla from next door, in Ohio, hails from the kind of small town whose citizens are either Cleveland Browns or Pittsburgh Steelers fans. The Browns have struggled as a franchise while the Steelers have succeded. The Steelers are always a threat to win the Super Bowl or at least finish well into the playoffs while the Browns linger in the realms of the cellar. McGalla’s goal is to supplement the existing line of Steeler brand sportswear and make it more popular with mainstream buyers. McGalla’s plan of making fan clothes more popular for ordinary wear seems difficult at first. Everyone who attends any game anywhere tries to support their team with a hat and other clothing items. It helps to identify the loyalty of the individual but wearing a Steelers brand cold weather parka when you are doing business in any cosmopolitan area would be difficult at best. Consider the golfer or tennis player in her plan. They usually select attire made popular by prominent players on about.me in their respective sports. A golfer might look out of place wearing a Steelers logo on their shirts in place of the popular logos of Nike and Puma. But a yellow Steelers logo enhanced golf towel attached to the golf bag and Steelers head covers protecting their clubs would be a good use of the logo and brand,. It is only a matter of time before McGalla with her background in fashion, makes the black and yellow Steeler logo, even, more popular.

Ricardo GuimarĂ£es Restructuring Banco BMG



Banco BMG just formed a joint venture with Itau Unibanco that sees the operation of a payroll loan segment. This move has resulted in a board restructuring where the controlling Pentagna Guimaraes family joins the shareholders committee. In their position, market professionals and experts will assume the day to day management affairs.


This move was taken to double the loan portfolio and eliminate unprofitable business segments. In the new structure, Flavio Pentagna secedes his board of directors’ chairmanship to Alcides Lopes Tapias. Tapias possesses a wealth of experience after successful stints at Bradesco, Itau Unibanco and the Brazilian Federation of Banks as its president.


In the government circles, Tapias previously served as the Minister of Development Industry and International Trade. Ricardo Guimaraes, the current Chief Executive Officer, also hands over his responsibilities to Antonio Hermann. Hermann has also had a decorated career as the president of the Brazilian Association of Banks, the director of Febraban and the National Association of Credit Institutions.


The final step now is to approve the names of the new executives at a shareholders meeting. The central banks in Brazil also have to vet the nominees before they can resume their duties. The new Chief Executive Officer Antonio Hermann has already expressed his enthusiasm in taking over Banco BMG. He reckons that BMG is a force to deal with in the consigned credit markets in Brazil. BMG also boasts of a rich heritage and organizational culture.


It’s almost impossible to talk about BMG’s success without mentioning Ricardo Guimaraes. This is the man credited with the growth and success of the organization in the new millennium. Since taking over in 2004, Ricardo has steered BMG to great heights. The bank controls a third of the entirely consigned credit market in Brazil. It has championed the provision of credit to a large Brazilian population.


Over the last decade, Ricardo Guimaraes has endeared himself to the Brazilian population. He became a voice of reason to the youth as well as an advisor to the government. Through his leadership, BMG has invested heavily in education and sports. These two fronts provide a platform to empower the youth.


The new executive aims to increase the payroll loans portfolio by expanding market dominance. The new establishment will go by the name of Itau BMG Payroll Bank and will perform the supply and distribution of payroll loans. It’s expected that the consigned BMG’s credit portfolio will benefit from this joint venture. Numbers don’t lie, BMG will save expenses and realize better results from the investment.


Translated article: http://www.diariodocomercio.com.br/noticia.php?id=15176


London Vacation Rentals – The Best Way To Stay In London

Traveling to London is something that I had always wanted to do. However, I remember reading horror stories about all the experiences people have had in some of the hotels. Now what is even worse is the fact that the only hotels that I could afford to stay in at the time were those exact ones I had read about having horrible reviews on the Internet. This is when I started to explore the different options that I had available to me and one of those was by finding LondonEscape, which is a rather pleasant website to help you in finding the best London vacation rentals.

When I first went to the website, all I could think was exactly what most of you will think, another booking website. Then I quickly noticed their are some major differences between Londonescape and the other booking websites. These differences, while they are fairly subtle in some cases are glaringly obvious once the site is started to be explored.

The main thing that I really enjoy is the fact the owner of this website is intimately familiar with the city and the owners of the properties they have listed. This is completely different than most of the travel websites that will only know the location of the property and their rates. With this intimate knowledge, it is going to make it easier for you to know about the property and if you have a complaint know the owner will address the problem and not a manager or someone who does not have a vested interest in the property.

Booking a place to stay in London used to be something that I dreaded because of the hotel ratings of the places in my price range. While this may not seem that concerning to everyone, for me it was a major problem because I did not know where to book at. This is when I decided to look at Londonescape for the apartment and hotel room that I wanted to use. With this information, I was able to travel to London and know the trip was the best one I would ever take.

Shaygan Kheradpir Taking Over for Coriant

For anyone who is looking to learn from one of the best and brightest CEOs currently in work today, they need to turn their eyes towards Shaygan Kheradpir. He is one of the top executives in the United States and sits right now as the CEO of Coriant. Of course, that was not his first step as a CEO and he has held several other high ranking positions in different industries. It shows that just about anyone is able to excel as an executive with the right drive and determination. It doesn’t matter what their degree focus is.

Originally from London, Shaygan Kheradpir went to Iran with his father who works as a rather prominent doctor in the region. He stayed there until he finished up primary school and then moved to the United States where he received everything from his bachelor’s degree to his doctoral degree in engineering from Cornell University. After receiving his Ph.D. in electrical engineering he went on to work at GTE Laboratories in the late 1980s. While this company is no longer around currently (by name at least) it is now better known as Verizon Communications, after its merger with Bell Atlantic. While working for the newly formed Verizon Communications, Shaygan Kheradpir headed the e-business division before taking over as the company’s CIO and CTO.

During the time with Verizon, Shaygan Kheradpir headed up some of the most important projects the company has released in recent years. This includes the FiOS fiber optics Internet service (which is available in select cities currently). He also worked on the development of the DVR service for Verizon. After working on these different projects he started to receive all sorts of attention from other companies and he went on to move onto other businesses including Barclays. As the financial giant, this proved to be a completely different step for Shaygan Kheradpir and he actually become the first individual with a tech/engineering degree to sit on the board of directors for one of the world’s largest financial companies.

While working with Barclays he eventually become the COO for the Global Retail and Business Bank department branch. From there he also took over as the CTO with the company as well. Throughout all of this time, Shaygan Kheradpir moved his way up to become the CEO of Coriant, which is a private equity firm that works with Marlin Equity Partners.