Ricardo Guimaraes’s Leadership And Influence On BMG Bank

Soccer And BMG Bank’s Growing Influence

Ricardo Guimaraes is an avid fan of the sport of soccer. After all, it is the national sport of Brazil, a country that is known for winning the World Cup a record five times. Mr. Guimaraes is also the president of BMG Bank, one of Brazil’s largest and most successful banks. Ricardo Guimaraes has managed to fuse his love of soccer and his interests in banking together to grow his brand.

The way that Ricardo Guimaraes is expanding his bank through the sport of soccer is by directly sponsoring soccer teams in Brazil’s top league. BMG bank is sponsoring several
teams in the A league who feature the BMG bank logo on their team jerseys. Guimaraes remains adamant that his sponsoring of soccer teams in Brazil is strictly a business matter. Soccer games are one of the most watches events in Brazil. BMG Bank is now one of Brazil’s most recognized banks and Ricardo Guimaraes believes it is because he has heavily invested in sponsoring Brazilian soccer teams. Teams that BMG Bank sponsors includes Ricardo Guimaraes’ hometown team of Atletico Minerio, Corinthians and Botafoga.

BMG Bank is also involved in sponsoring matches through the use of billboards and television ads. The soccer sponsorships have allowed BMG bank to also reach a new clientele base. While other banks are stagnating due to a lack of new customers, BMG continues to expand largely in part of its highly successful soccer sponsorships. The success is proven by BMG being the best recognized bank in Brazil by a majority of the population.

Under Ricardo Guimaraes, BMG Bank has even directly invested in soccer players, buying ownership rights of more than 50 players. When the players are sold to other teams or move between teams, BMG Bank who is their “contract owner” gets a share of the profits from the sale. The bank has also become a leading financier of soccer teams. BMG Bank has even inadvertently become a shareholder in some soccer teams that its has lent money to. If a soccer team cannot repay its loans to BMG Bank, the bank simply takes an ownership stake of the club. BMG Bank has then either sold the shares or profits from revenues that the team makes.

Payroll Loans in Brazil

Besides being heavily interested and invested in soccer, Ricardo Guimaraes has led BMG Bank to becoming a national leader in payroll loans. These are short term, generally unsecured loans that are like an advancement of pay. They are highly profitable and BMG bank makes a significant amount of money from its payroll loan program which is done in cooperation with Itau Bank, another Brazilian bank.


Ricardo Guimares is the son of Flavio Pentagma Guimarães and grandson of Mr. Antônio Mourão Guimarães.His father was a large mining entrepreneur while his grandfather was the founder of BMG.It is from this rich and storied background that he has risen to became who he is today.
Despite his nobleman origins, he has risen to became on the most dedicated bank managers there is. Since he took over BMG in 2004, he has seen it through transformation after transformation especially in the credit sector. It is today the leading consigned credit provider in the country with an 80% market share. It recently merged with Itau to create BMG ITAU PAYROLL. The new outfit is expected to expand access to personal credit in Brazil.
BMG under Ricardo Guimares has adopted an innovative strategy to became a leader in cheap personal loans. It has a lean and efficient management system that has seen it build an excellent distribution network. It has targeted a demographic with a low rate of default where it serves them with cheap consigned credits. It is this very simple yet effective strategy that has seen the bank grow to where it is today.
The bank has also achieved success through its sponsorship of football teams in Brazil. It has given it access to a vast audience that have translated to having more than 5 million customers. Ricardo Guimares is a huge fan of Atlético Mineiro.Despite this, the banks official position is a neutral position, and it doesn’t select sides. Financially speaking, the bank has achieved significant returns on every dollar spent on football.
It is a very effective strategy that works wonders. Every weekend the bank has access to millions of potential customers. It also recently announced the addition of Marcio Melo into its sponsorship list.
Ricardo Guimares was, in fact, the president of his favorited club for five years. He succeeded Nelio Brant and was succeeded by Ziza Valadares.
Ricardo Guimares recently announced a new drive to expand the bank with a new partnership. The new bank has a capital of $ 1 billion and will be leveraged 11 times. It is a move meant to leverage the strengths of the two banks.
Ricardo Guimares is a Business Administration graduate from UMA. He has also won numerous awards.

Like him on Facebook.
Source:  Agencia Estado

Executive of Banco BMG, Marcio Albana reviews automotive industry IPOs

The automotive industry has been attracting more and more investors in the stock market. Several scandals in the industry, however, have overshadowed the progress, damaging the stock performance as in the case of the car manufacturer, Volkswagen. In light of this, Banco BMG Executive, Marcio Albana, conveys the latest news in a brief overview of automakers in the stock market.

Albana states that one of the first companies to go public in the stock exchange was General Motors completing 100 years of its IPO, which currently has about a 53 billion dollar market value. Albana also recalls that Henry Ford took the initiative in 1956 to offer his first actions (IPO) as one of the greatest of his time, the equivalent of 600 million dollars.

IPO is an acronym for initial public offering in English, or first offer in free translation. This means that companies begin to trade public actions, usually to institutional investors and the general public (private investors and individuals). Through this process,a private company becomes a corporation.

The IPO is used to raise funds and investment capital for companies, enabling the monetization of investments. “So, today you see the investor looks for the IPOs of fitters and, as an example, one can cite the IPO of Ferrari, which took a 5% increase in their stocks. This increase led the Ferrari company to acquire 10 billion dollars in market value,” reports the Bank BMG Executive, Marcio Albana. Check out the performance data of the top IPOs of automakers, published by Exame Magazine, according to reports by Marcio Albana, Banco BMG. Read this original article at Exame.abril.com.

Marcio Alaor is part of the phenomenal executive team at Banco BMC, a bank in Sao Paulo, Brazil that has been open since 1939. Alaor operates one of the largest private banks in Brazil among a team of professionals who are committed to providing quality and exceptional financial services to the entire population of Brazil. Banco BMG has a history of providing support and sponsorship to many leagues and sports teams in and around the community.

The Partnership between BMG and Banco Itau


In mid 2012, BMG closed a new deal with Banco Itau, and ensured it had taken full advantage of being a leader in offering payroll loans. The vice president of BMG, Marcio Alaor appreciated the deal since it would lead to formation of a new bank called Itau BMG Payroll. This new bank was mandated to specialize exclusively on payroll lending while BMG would focus on other products. Before this partnership, BMG had five million clients of payroll lending, and they expected Itau to increase that number by 3 million. The article was reported on Economia on http://www.em.com.br/app/noticia/economia/2012/07/14/internas_economia,306005/parceria-bmg-e-itau-nasce-um-banco-de-r-1-bilhao.shtml.

The objective of this joint venture was to make US $1 billion every month, and the condition for that was to use their correspondents who were about 700 at that time. They wanted to rely on these correspondents in order to achieve their target on time. Indeed, the deal was not supposed to be internal competition since it was defined very well. Those who were current clients at BMG and wanted refinancing were provided with their facility at BMG, while new clients were to financed by Itau. That is how deal was to ensure no competition would take place.
Basically, it was expected BMG’s portfolio would decrease within the cause time as new clients were taken up by Itau. As the vice president of BMG, Marcio Alaor said they executive team would ensure the venture would succeed, and today BMG is a leading provider of payroll loans in Brazil.
Marcio Alaor gave an opinion on the top airlines in 2015. On top of his list was Qatar Airways which has a fleet of 158 aircrafts traveling in 146 destinations across the world. Singapore Airline was second in his rankings. This company was formed in 1972, but their top class service was recognized by Marcio. On position three was Cathay Pacific Airways, owned by a Hong Kong company. It has 150 aircrafts traveling to 191 destinations in 51 countries. These are the top three airlines according to the Brazilian entrepreneur Marcio Alaor who went ahead to give the top 15 airlines in 2015 in his opinion.

BMG And Its Success Trail And Reasons For Achievements

One of the most sensitive areas of business is safeguarding your idea so it can work. Many people come up with big ideas but lack of information and skills works down their zeal for success. This is a case that calls for professional intervention and has been highlighted in many ways. Businesses are now able to transact easily using technology, but this has also been a challenge as it requires one to adjust their behavior. For this reason, one needs to regularly seek information that can help to offer solutions to different issues in the market. The banking sector is among the most complicated areas of business as there are many things one is expected to handle successfully. BMG has however eliminated the belief that there cannot be success in banking as they have been highlighted among the most successful banks in Brazil.

Efficiency and the ability to cater for the needs of different clients has been seen as one of the things that have led to the attainment of stability within BMG. The bank has been working on strategies that are meant to enhance an improvement in the way they handle business and this has worked out successfully. They have managed to introduce the use of technology in the execution of different task. Accessing different services does not mean one is supposed to visit a branch of the bank, but through online means and mobile devices, it is possible to access your information from the bank.

Leadership is a vital element that any business needs so as to succeed. BMG has not taken this for granted as they have invested in having the most competent professionals in their crew. The company has been able to achieve most of its goals due to the guidance that people like Marcio Alaor have offered. Marcio Alaor is the director of BMG and his effort towards ensuring the company attains stability has been key. He has worked together with the president and other professionals to see that BMG gets more than 3000 outlets across Brazil. This has eased the delivery of customer support and has helped resolve many problems.

Marcio Alaor is also among persons who have been pushing for the protection of the welfare kitty that is meant to support projects like sponsoring sporting activities as well as other corporate responsibilities. Through this project, many young Brazilians have been able to nurture their talents.

Tips for Finding the Right Lawyer In Brazil

While every person wants to have legal representation when handling a legal suit, it can prove challenging to locate competent professionals to undertake that task. This is not to mean there are no reliable people in the legal profession. Experience comes in handy while handling some complex cases. Searching for a professional to handle legal matters is not as complicated as one would imagine. There are many things you can base your search on and you will be able to locate the right person to handle your case. Here are simple tips to help you get the right lawyer in Brazil.

Getting referrals has been one of the best ways to find professionals in any field. This is information offered by other people based on the experience they had with the person in question. It is easier to get a lawyer through referrals than to walk out to perform a search alone. It also takes less time to have the right professional. This is not the only way you can get good legal services. Performing a simple search online could help reveal a lot of information about lawyers within Brazil. You can then use these details to choose a reliable professional.

The number of years a professional has been in a field influences the kind of service the person will be able to offer. Ricardo Tosto de Oliveira Carvalho has been working in the legal field for many years and has helped many people to solve their cases. He is one of the finest lawyers in Brazil and his skills have been echoed by many as being exceptional and reliable. Ricardo Tosto de Oliveira Carvalho is always dedicated to offering services that will see his clients achieve what they need in legal suit.

Holding a great reputation is a sign that Ricardo Tosto de Oliveira Carvalho has managed to offer convincing service that has inspired many to believe he is the best to handle their cases. He is among top professionals who are trusted to handle complex situations. His prowess and approach to issues has been praised and admired by many. Ricardo Tosto de Oliveira Carvalho delivers his best to ensure his promise to his clients gets fulfilled. He has always believed in maintaining honesty and ensuring the right conduct is adhered to. Ricardo Tosto de Oliveira Carvalho is also a mentor to many upcoming lawyers and has helped nurture many talents

The Growth of Advertising in Brazil

Brazil is currently one of the fastest growing companies in the world today. Brazil also has a booming economy that is growing at a rapid rate. This makes advertising in Brazil one of the biggest marketing initiatives for many large companies in the world today. With a growing middle class, many people expect that Brazil will be one of the largest economies in the world in the next twenty to thirty years. Here are several things driving the economic growth in Brazil.

One of the most positive trends in the country of Brazil today is the educational opportunities that are available to citizens. Just ten years ago, there were not nearly as many educational opportunities for people that had little money. Brazil has made it a huge priority to educate its citizens at all economic points. This has led to an overall increase in the wages earned by the people of Brazil. As the wages increase, more people now have extra money to spend. This is one of the largest economic drivers in the country today. For the first time ever, tens of millions of people in Brazil have extra money that can now be spent on economic goods.

Cláudio Loureiro is one of the world’s most premier experts on advertising in Brazil. Cláudio Loureiro owns an advertising company, and many people come to him to ask for advice on how to reach the people of Brazil in a more efficient way. The culture of Brazil is unique and has many language barriers. It is important for companies to market to customers in a way that will pay off in the long run. With a growing customer base, the nation of Brazil is becoming one of the largest advertising priorities for many companies. For people like Cláudio Loureiro, this means a huge increase in business and exposure to some of the world’s largest companies.

The growth in population and economic output in Brazil has led to a huge increase in advertising. There are many companies getting advice from Cláudio Loureiro and his marketing company. Brazil is a unique nation with many cultures. It can be difficult for companies around the world to appeal to the people of Brazil without some help from experts like Cláudio Loureiro.

Investing in Brazil For Portfolio Growth

In the modern world, people have become aware of the need to make sure that they have a nest egg that can grow and meet their needs as they age. Whereas previous generations may have turned to family members for help as they faced age related issues, today people are realizing they must do all they can to save money for this task. Today’s generation knows that a good investment portfolio of diversified stocks and bonds can help them accomplish many of the things they want from life including the best possible retirement when they decide the time is ready to retire. 

Savings must be accumulated and managed as well. Someone who is able to do both is someone who will enjoy a high rate of return on their investments and watch as their savings continue to grow for many decades. Creating a diversified portfolio can take time. This is why people consider investing in places that can help them develop such a portfolio. One such place is Brazil. Brazilain markets are hotter than ever. Many developments have helped make investing in Brazil safer and more likely to do well than ever before. 

Those who are going to invest in this region of the world will find it easier when they have a guide to the area. Zeca Oliveira is a skilled Brazilian businessman who knows all aspects of Brazilian finance and understands how investing here can help people experience the kind of growth they want and expect. Under his leadership, many investors have been happy to find that the market here can be an ideal place to invest. They have also found that Oliveira brings many insights into the region that allow them to make long term plans and consider investing in all aspects of the market. 

Investing in Brazil is also highly useful for those who wish to be involved in both the marketplace and other potential investment such as real estate. An investment in the Brazilian market and the real estate market can often lead to a highly satisfactory rate of return on one’s basic capital. Doing so can help the investor realize gains that allow them to earn income and at the same time reduce their taxes in many ways. Those who do so will find that the Brazilians are also happy to have such investments and welcome infusions of foreign capital in their nation.